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About Us
About Us

We understand that each client has unique financial needs and goals.

Our mission is to empower our clients with the tools and resources they need to achieve financial stability and sustainable growth.

Efficiency and Speed

We are able to provide a fast and convenient loan approval and disbursement process.

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Transparency and Trust

We operate with full transparency in our loan terms, fees, and conditions.

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  • Our team of financial specialists takes the time to understand these requirements and tailor solutions that align with our clients' personal and business aspirations.
  • We strive to maintain long-term relationships built on trust and integrity.
  • By leveraging modern digital tools, we provide a secure, intuitive, and efficient experience for our clients.
Service
Services

Our credit offerings are designed to suit individual credit histories, business models, and repayment capabilities.

Privacy Policy And Loan Agreement

Privacy Policy

At Imco del Bajio, we take our clients' privacy seriously. And ensure that all personal and financial information collected is:

  • Used solely for the purposes of evaluating and servicing the client's financial needs.
  • Stored securely using modern encryption standards.
  • Shared only with authorized partners or regulatory bodies when necessary and always under confidentiality agreements.
  • Subject to the client's right to access, rectify, cancel, or oppose the handling of their personal data.

Our full privacy notice is readily available on all official communication channels, and our data protection officer is available for any questions or concerns regarding data handling.

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Loan Agreement

Before the disbursement of any loan, clients will enter into a legally binding Loan Agreement that outlines all the key terms and conditions of the loan, including:

  • The exact amount borrowed, the duration of the loan, and the repayment frequency.
  • Clearly defined and fixed or variable, depending on the product type.
  • The borrower's obligations are clearly outlined, including timelines, methods of payment, and consequences of non-payment.
  • In the case of default, the agreement outlines the steps Imco del Bajio may take, including reporting to credit bureaus or initiating legal recovery procedures.
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